Posts Tagged ‘Subconscious Mind’
Mobile Insurance and International Cover
When you go abroad to another country, you will probably want to take your mobile phone with you.
Whether you are going away on work - or as a holiday - whether on your own or with your partner or with your family, you will probably want to take your phone with you.
Maybe just for emergencies.
Maybe you would actually like to get away from your phone, to cut off for a while - that makes sense.
But most people like to check in with their wife, friends, kids, parents, whoever once in a while during their trip away.
So you need mobile phone insurance that will give you international cover - to protect you while you are out of the UK for a while. Our insurance of course does this.
We protect your mobile phone while you are away. But let's be honest - you don't want to be without your phone and need to claim on your mobile phone insurance in the first place.
So how do you look after your phone while you are away?
Here are some obvious and not-so-obvious tips.
1. This applies to when you are at home, in the UK or abroad or wherever. If you possibly can, ALWAYS keep your mobile phone in the same pocket everywhere you go. This will train you, deeply ingrain into your mind, into your subconscious mind, that there should always be a bit of bulge of the mobile phone in that pocket. We recommend front right trouser pocket, if that works for you. Then as soon as there is no phone in that pocket you brain will 'niggle' you and tell you that something is not quite right. You will realise you have left your phone somewhere FAR quicker and can go back for it or pick it up straight away before you leave. Do not underestimate the power of this one technique.
2. If you want to switch off and be without your phone don't just leave it in your room. Leave your mobile phone locked in your hotel safe, either in your room or locked with reception.
3. If you are going to the beach and into the sea, if you are on your own, then you do not want to take your phone with you - because you would have to leave it on the beach while you go into the sea. So leave it locked in the hotel safe.
4. Especially if you are going to more 'interesting' (read 'dubious') areas or if you are going to tourist areas, where pickpockets are likely to be active, keep your phone in your pocket with something else on top of it like a handkerchief which makes it harder to pickpocket.
5. Similarly if you are going to such areas do not make or receive a call unless you really must. And if you do, get out of the main areas - maybe duck into a shop or similar so you are off the streets so it would be harder for a thief to grab it and run.
Follow these 5 simple rules and you are far less likely to need to be making an international claim on your mobile phone insurance.
BUT - things happen - even with the best preparation and prevention. So make sure you have full mobile phone insurance
Mobile Insurance – Phone theft?
Mobile Phone theft - you know it exists - you know it happens - you've probably even heard numerous stories about people having their phones stolen in different situations...
You just REALLY hope it doesn't happen to you!
The trouble is 'hope' is not going to make it not happen.
There are some diligent steps you should take to help avoid having your phone stolen, but in addition to avoiding it, just in case the worst happens, make sure you have a cost-effective full-cover mobile insurance policy.
So what can you do to help avoid suffering from phone theft ?
To be honest, most of these are pretty obvious if you think about it (some are not so obvious) but just because they are obvious, dont stop yourself from doing them.
Also, we have to be realistic: Being overly cautious all your life is going to be pretty boring. Just take sensible care and enjoy your phone!
1. Choose a secure-ish pocket to always keep your phone in. The front right trouser pocket is a good option because this usually means the phone is slightly tight against your leg so you would feel anyone trying to pickpocket you. If you get into the habit of doing this, it also has the added benefit of this;
When your phone is not there your subconscious mind will nag you at the back of your mind and tell you it's missing.
2. Don't walk flamboyantly down the street chatting away on it, especially if
a) You have an expensive phone such as an iPhone, and/or
b) You're in a slightly rough area of town
According to recent Police reports, in 23 per cent of incidents victims were using their mobile phone or had it on display when it was targeted.
3. Similarly, if you have an iPhone or another recognisable expensive phone, dont use the headphones it came with - that is a big bill-board to potential thieves saying "Hey look, check it out - I've got this really expensive phone right here..."
4. As we said, make sure you have phone insurance.
5. Use an ultra violet property marker. Put your post code and house number underneath the battery and on the back of the battery itself
6. Be particularly aware in city centres. Police reports show phone theft is more prevalent in city centres.
7. Night time is particulary high-time for phone theft. Surveys show those aged 18 and over were targeted between 10pm and 6am (more phone robberies than other robberies occurred during the early hours of the morning).
8. Keep a record of the unique reference number (IMEI) on your phone. If supplied with this some networks can permanently disable the handset if it stolen. To get this, dial *#06#. Most phones will then display the 15 or 16 digit IMEI serial number.
9. Record the model, phone number and PIN number details. Keep them somewhere safe
10. Always use the phone’s security lock or PIN number
11.Register the phone with the Service Provider (if Pay As You Go or Pay Monthly). If the phone is reported stolen the SIM card can be blocked.
These prevenative measures should certainly reduce your chance of being the victim of phone theft - it wont make you completely safe. So that is why it is worth covering all bases;
A. Minimise your chances of phone theft, and
B. Have everything in place if you do have your phone stolen.
That will include backing up everything on your phone - and we mean everything - address book, text messages, photos - everything. Back it up in such a way that it is really easy to put it all back onto your new phone. You can store the backup on your computer and/or on a remote service such as zyb.com (which has a free service).
You also need to make sure you will be able to get a new phone again without having to pay massive amounts for a new phone - which is why we recommend you get yourself mobile insurance.
