Posts Tagged ‘Selling Insurance’
Mobile Phone Insurance: A Reality Check
Insurance sales people are possibly one of the most misunderstood sales professional even in today’s modern world. They represent a product that for some misinformed individuals are just guarantees and promises that are just too farfetched.
But on the contrary, to market any form of insurance effectively is to present the client a simple reality that sounds rather disturbing yet they are indeed facts. Basically, selling insurance is like giving a reality check. Without a doubt, getting involved in an accident or damaging your priced gizmo like your expensive cellular phone can really happen; some people are just simply afraid to admit it.
Whenever we talk about the value offered by mobile phone insurance, people are often inspired to purchase it because of the importance of mobile devices in their lives and the fear of damaging it and getting it repaired at their own expense. Just not being able to discuss their status via their mobile phone on a daily basis seems to be a big concern already for this generation. Now for as little as £2.49 a month, you can currently avail mobile phone insurance to give you serenity of mind knowing your phone will be insured if it was lost, stolen or accidentally damaged.
How Important Is It To Insure A Mobile Phone?
As you are probably all aware there is a huge rise recently in the theft of mobile phones When you also consider that almost all of the mobile phone makers are producing and designing increasingly complex and sophisticated phones, it's easy to understand how this particular type of theft is becoming more and more of a problem
Did you know, that every 2 minutes a mobile phone is stolen in the UK? As well as the fact that your phone will cost you a lot of money to replace, breaking or damaging your phone beyond repair is an incredible inconvenience due to the fact that you will probably lose all your personal details and stored contacts.
Your phone is now quite precious to you, and so is the information you keep inside it.
Even the procedure you must follow if you are unfortunate enough to have your phone stolen or damaged is simple In the case of theft you must report the incident to your police station to get an incident number which should be submitted along with the claim forms.
It could be that you are the type of person to leave your phone behind on the bus or drops it onto the floor If so mobile phone insurance is certainly for you It's doubtful whether or not your household insurance policy will provide proper cover for your mobile phone The Legal & General carried out a recent survey which revealed that whilst 22% had their mobile phones insured, only 17% had life insurance.
A couple of safeguards you can take are to make sure you record your phones IMEI number and to use an ultraviolet security marker to write your postcode and number of your house in a discreet place such as under the battery.
It is therefore most important that you take out a good insurance especially if your phone is one of the expensive models Do not be fooled by the sales man or woman in the shop where you bought your phone They receive extra commission for selling insurance which it is generally much more expensive than you can get online, as well as not offering as beneficial a package.
