Posts Tagged ‘Risk’
Using Your Mobile Phone for Work
Certain employment positions require the continual use of a mobile phone device. This daily use can place your mobile device at risk for damage. For instance, manual labourers that use their mobile phones on the job site can drop their phones or place a tool on top of a mobile phone by accident. This type of damage can surely render a mobile phone useless.
One way that workers protect their mobile phones is with mobile insurance. It can guard against various types of damage that includes accidental or liquid damage, as well as theft, loss, extended warranty issues and fraudulent calls. The appeal of this type of cover is how reasonably priced it is — for as little as £2.49 a month the insurance company will repair or replace your mobile phone if it experiences a covered event. This low price makes it easy to protect your phone!
Mobile Phone Insurance & Phone Damage
If you own a mobile phone then chances are at some point you are going to be at risk of damaging it. The cold hard reality is that it does not take much to damage a phone. Just last week one of our Management team’s 10 year old daughter dropped the mobile phone and the screen completely shattered like a spider’s web.
So it went in to be repaired.
Over 2 MILLION mobile phones are damaged every year according to extensive research by Continental Research.
The very nature of the phone being mobile means it is at higher risk of accidental damage purely because it is being carried about. It might drop from your pocket or into the toilet (we cover liquid damage too – an estimated 1.2 phones are killed by this method alone every year according to Continental Research)
So it doesn’t take a genious to realise that
1. Your phone is constantly at risk from damage – accidentally dropping it, water/liquid damage etc
2. You should probably get it insured and protect with a good mobile phone insurance
This is exactly what we offer within our phone insurance
Mobile Phone Insurance & International Cover
Mobile phone insurance should cover you for international travel. Here’s why…
When you move about you are at greater risk from theft, loss and damage. That is whether you are moving about your house, at work or on the train.
Now add another level of risk of travel abroad. Chances are you are going to be paying less attention than normal as to where your mobile phone is – and focusing more on either the work you are travelling to do – or the fun you are there to have!
Think about the madness and the clamour of going through an airport – the checkin, the quees, being on the plane, searching for your luggage on the luggage carousell at the other end… It all adds up to greater risk for your goods. One of which is your mobile phone.
This is why you should make sure that (as our policy does) international cover is included in your mobile insurance
Phone Insurance and Travelling
Mobile Phones are – well – mobile. They help you stay mobile and stay connected. The point being that in being mobile your phone is exposed to increased and changing risks as you travel.
If you are completely still then obviously your phone is at far less risk. You could still have it stolen when you are sstill - whether you are asleep or or sitting on the train – but you are at greater risk if you are travelling or moving about with your mobile phone. That might be on the train, plane – or abroad in another country.
Yes – we DO cover you when you are abroad, for up to 60 days a year.
If you are abroad you are potentially are higher risk becauuse you might be in another country that you dont know so are more focused on your surroundings than looking after your phone. You might be in a country where theft is higher. Or it might be that you are more likely to drop and smash your phone as you travel.
Either way make sure you consider this mobile phone insurance
Mobile Phone Insurance and Travelling
Mobile phone insurance is necessary if you own a mobile phone which you want to keep and look after. Thats pretty much a ‘given’.
But you need to think through the details of what, when and how you want to be covered.
Like what about when you are on holiday?
Most people take their mobile phone with them on holiday to stay in touch with back home.
The trouble is you are just as likely to have your phone lost stolen or damaged – in fact potentially *more* likely…
When you go abroad you may be at a higher risk of losing you phone while you enjoy your trip away. You may be at a higher risk of it being stolen – maybe from your hotel or from your luggage. And it might well be damaged – have you ever seen how the baggage handlers actually handle your suitcases?
We offer international cover – whether you are away for business or pleasure – for up to 60 days in any 12 month period.
So make sure you get yourself covered and protected with a solid mobile phone insurance
