It's amazing the things that can go wrong when you least expect it. Mobile phone theft is one of the fastest growing crimes in the UK and it's not always the fact that you are standing there with your phone in your hand speaking into it for it to be stolen. It could be in your handbag or your bum bag or briefcase, anywhere in fact. It can be stolen as part of another larger theft.

Damage to your phone can occur in many ways. The most obvious is dropping your phone on to the ground or hard surface. One incredible statistic which springs to mind although I don't remember the exact number involves the number of mobile phones dropped down the toilet each year in the UK.

Now, I'm not sure if you've ever managed to drop your phone down the toilet because neither have I. The one thing I do know is that you will be very lucky indeed if your phone works again after being submerged underwater.

Mobile Insurance gives you tremendous piece of mind. I don't mean you can be blasé about your phone as indeed any of your personal belongings simply because they are insured, however if you are one of those people I spoke of earlier with an expensive phone you will save your self an awful lot of money if anything bad indeed does happen.