That creeping feeling as your eyes widen as you suddenly realise you have lost your phone.

Where were you when you last had your mobile phone?

Where did you last see it?

The reality is that if you really just do not know where your phone is, it is quite an isolating and lonely experience because you suddenly feel a bit vulnerable, maybe you feel like you going a bit mad.

Don't worry - it happens to the best of us.

And when you do inevitably lose your mobile phone you do not want to then be in the even worse situation of having to pay the full purchase price of usually many hundreds of pounds to buy a replacement mobile phone.

This is what mobile phone insurance is for.

Be aware that not all phone insurance policies cover loss. Our's does.

Top Tip

Here is a great piece of advice to avoid losing your phone. Get into the habit of always keeping your phone in the same pocket wherever you go, no matter what you're wearing. This will train your brain to always expect that little bump in your pocket - and your brain will then tell you - from the back of you mind "hang on, something's not quite right" and you will quickly realise that your phone is not in your pocket and can hen quickly go back and get it

Everyone we know who has religiously got into this habit has saved themselves from losing their phone on many occasions.

So use this tip to avoid losing your phone - and make sure you have a loss-cover mobile phone insurance just in case.