Now when you are faced with mobile phone loss or theft, it’s something that cannot be undone. It happened so crying over spilled milk won’t do you any good. But what can make matters worse, is if you did not insure your mobile phone when you first bought it. Now that will turn a bad situation into a real headache, if you know what I mean. Certainly, you will need to get a replacement, or you can forget about your career if your job requires you to have instant communication at hand. Communication is so vital these days, that working even of a few days with no phone is like going back to the Stone Age.

This is precisely why we encourage our clients to insure their mobile phones in the first 6 months after purchase. Phone insurance in the UK these days are so affordable, that there is just no reason not to invest in it. Thinking that nothing will happen to your expensive phone like losing it or someone stealing it is just not realistic.  For just £ 2.49 a month, you can rest assured that your mobile phone is covered and will be replaced if it was accidentally lost or stolen. Visit our home page today and be sure to read our terms and conditions so you can further appreciate the value you will get once you decide to protect your new mobile phone with our comprehensive mobile phone insurance.

When you own a mobile phone, there is a very good chance that you may drop it to the floor accidentally, no matter how hard you try to be careful. If you have not purchased a comprehensive mobile insurance plan for it, then you will have to buy a replacement or send it to the repair shop that may cost more than you want to spend out of your budget. With these things in mind, it’s quite sensible to consider getting mobile phone insurance for your brand new phone.

It is indeed sensible because not only will it protect your phone from accidental damages, theft, fraudulent calls and even from loss, if you choose to get the optional insurance rider; it is very affordable as well. For as low as £ 2.49 a month, you can enjoy the peace of mind knowing that your mobile phone is properly protected with the one of the most comprehensive and affordable mobile phone insurance in the UK today. Visit our home page to learn more about our discounts.

Take for example BBC mobile which is probably one of the most popular apps for UK mobile phone users. Not only will you be able to get recent updates about what’s happening, they also offer information about music and fashion that is absolutely adored by those who follow these trends. There are other news apps, just be sure that they are compatible with your mobile device.

One thing is for sure, we love to get the freshest news there is, and what better way than to receive it right in your mobile phone. So be sure that you get the right phone for this purpose and protect it too with in-depth mobile phone insurance so you can use it with more confidence even when you travel. Phone insurance in the UK offers International coverage as well for only £2.49 a month. Even if you’re out the UK, your phone is insured from theft, loss and even fraudulent calls while you stay update with the latest news.

If you have mobile phone insurance in the UK, your phone can still be covered even if you leave the country. And if your phone was lost or stolen abroad, as long as it is within 90 days, then you are still covered.

For as little as £2.49 a month, you can avail of comprehensive mobile phone insurance to protect your phone against loss, theft and accidental damages and it also comes with an international cover as well, so you can have peace of mind even when you leave the country.

Ours does.  Whether you protect yourself with us at Mobile Phone Insurance UK or with some other provider, make sure you have mobile phone insurance Extended Warranty.

What this means is that you are covered if something just goes wrong with your mobile phone. Not because you dropped it, not because it got smashed or fell into your pint - but it simply stopped working due to no external factors. Maybe the screen just stopped working.  Maybe the keypad went crazy. It happens.

In this event there are a few possible outcomes. All products sold in the UK are covered by a manufacturers warranty.  This means the manufacturer has the responsibility to make sure their products work - for a period of 12 months.  After that you're on your own.

Even within that 12 months period, chasing down the manufacturer to get them to repair your phone or to send you a new one can be a tricky issue. For this reason phone insurance can help a lot as the experts can then sort the problem for you so you don't need to worry about it.

So if your phone if older than 12 months and we already insure you then you are covered for these things just going wrong because our insurance does include an extended warranty section. Note we cannot start to insure you if your phone is older than 6 months. However, once you are insured with us, you are then covered for these extended warranty elements - whether your phone is less than 12 months old and would then otherwise be covered by the manufacturers warranty (you would probably want to get us to sort it for you as this is a LOT easier) - or if your phone is older than 12 months and not covered by the manufacturers warranty - then you simply make you mobile phone insurance claim and we sort it for you.

This is why you need to make sure you order today for your mobile phone insurance

There are plenty of people who have bent their ethics and scruples for the sake of a new phone and now potentially face jail.  Police are taking this very seriously as well.

Hartlepool Police recently issued a warning to anyone considering commiting phone insurance fraud that they will face investigation and potential prosecution and jail.

Phone insurance companies like Mobile Phone Insurance UK have all said they are finding more 'suspicious' claims than in previous years.

A key part of this is attributed to the credit crunch.  With money being stretched people are trying to find ways - even illegal ways - to make their money go futher.

The unfortunate thing is it could take you all the way to the inside of a nasty prison sentence.

The Metropolitan Police are rigorous on falsely claiming a phone as stolen when it was not.  Phone theft claims and stories are checked if corroborated by CCTV footage across London.  Similar situations are going on in most cities.

As well as the opportunistic insurance fraudsters we have also seen a growth in what can be analysed as calculated and premeditated insurance fraud.  That is, that the purchase of original phone insurance policy was with the intend to defraud the insurer.

Frankly it is not worth it.

Not only is it completely immoral and illegal it just plain is not worth the downside. 

Detective inspector Keith Groves of Hartlepool Police told the Hartlepool Mail: "We are aware that some mobile phone thefts are false allegations for mobile phone insurance claims." However, he warned: "People think by falsifying a story they can receive a free upgrade or a new phone but it wastes police time and it is against the law. Recorded crime is fairly low at the moment and it is allowing us to take more time pursuing these false mobile phone insurance claims."

Think about your credit rating.  Information is made available in between insurance companies, and with credit scoring agencies.  What do you think is likely to happen to your chances of getting a mortgage again next time if you have had a 'suspicious' insurance claim, which for insurance companies and risk assessing agencies will read as 'probable insurance fraud'.  That is what these phone insurance fraud criminals need to think about - the bigger picture.

It is an unfortunate reality of human nature that ethics and morals are negotiable in times of financial trouble.

Such is life.  Lets hope with the improving ecnomic climate, as we climb out of this credit crunch, that we see improvements in phone insurance fraud