As you are probably all aware there is a huge rise recently in the theft of mobile phones When you also consider that almost all of the mobile phone makers are producing and designing increasingly complex and sophisticated phones, it's easy to understand how this particular type of theft is becoming more and more of a problem

Did you know, that every 2 minutes a mobile phone is stolen in the UK? As well as the fact that your phone will cost you a lot of money to replace, breaking or damaging your phone beyond repair is an incredible inconvenience due to the fact that you will probably lose all your personal details and stored contacts.

Your phone is now quite precious to you, and so is the information you keep inside it.

Even the procedure you must follow if you are unfortunate enough to have your phone stolen or damaged is simple In the case of theft you must report the incident to your police station to get an incident number which should be submitted along with the claim forms.

It could be that you are the type of person to leave your phone behind on the bus or drops it onto the floor If so mobile phone insurance is certainly for you It's doubtful whether or not your household insurance policy will provide proper cover for your mobile phone The Legal & General carried out a recent survey which revealed that whilst 22% had their mobile phones insured, only 17% had life insurance.

A couple of safeguards you can take are to make sure you record your phones IMEI number and to use an ultraviolet security marker to write your postcode and number of your house in a discreet place such as under the battery.

It is therefore most important that you take out a good insurance especially if your phone is one of the expensive models Do not be fooled by the sales man or woman in the shop where you bought your phone They receive extra commission for selling insurance which it is generally much more expensive than you can get online, as well as not offering as beneficial a package.