The mobile phone insurance market is consolidating.  Because of an unfortunately high fraud rate (and yes, fraud is completely illegal and a jailable offense but some idiots still figure they will get away with it - it just takes a lot of administration to filter it) the market is being hit.  Particularly with iPhone insurance - most likely because the fraudsters see this as a high value phone that the insurance claim can pay out and get them a free one.

It is unfortunate because the knock-on effects are that mobile phone insuranc prices are likely to rise because of this.

All that said, outside of the iPhones, the mobile phone insurance policy itself continues to be very popular with genuine customers who simple want to insure their mobile phone and get it covered and protected.

We'll see what the future holds for policy changes.  The market may move towards more annual polices with discounts rather than monthly payments for the phone insurance