Archive for March, 2010
Mobile Phone Insurance and Phone Theft
Mobile phone theft is a BIG issue.
According to Continental Research over 1.3 MILLION phones are stolen every year. According to Halifax Insurance that figure is over 2 MILLION.
Either way - that is a LOT of phones being stolen. Who's to say it won't be your phone next?
The unfortunate reality is that your phone - and most people's phones - have a resale value to theives. This is despite all the government and phone industry initiatives like the blocking of phone stolen phone IMEI in a group database, because that only works in this country. The stolen phone can still be shipped out - often to Africa - and used there.
So if you phone is going to be stolen - and we are talking if - then it is very unlikely that you are going to get that same phone handset iteself back again (it can happen but very rarely) - then why not make sure you are insured for such theft and make sure you get a replacement phone back with you quickly and at far less expense than having to buy yourself a whole new phone (which would cost you in the hundreds of pounds) ?
This is why you need mobile phone insurance
Phone Insurance Extended Warranty
When you buy any item in the UK it is covered by the Consumer Goods Act part of which stipulates that manufacturers of any product are liable for any product faults within the firsts 12 month - this is the manufacturers warranty. That means that if your phone just goes wrong for no external reasons then the manufacturer is responsible for fixing it.
One thing to be aware with this is the law in less than clear on how soon they must fix it. They might take a month. That is a long time to be without your mobile phone.
So a mobile phone insurance policy such as ours with 48 hour claim handling is a major advantage over this potential delay.
Also after the first 12 months the statutory manufacturers warranty ceases. After then if anything goes wrong then you are on your own...
Unless you have a phone insurance like ours which includes Extended Warranty cover
Just another reason to get your phone insurance

